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Nespresso Festive Sale is here! Enjoy up to 15% off selected coffee machines & accessories.

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We know how 2020 has been a challenging year for many of us. You’ve done well so pat yourself on the back. Why not take this year-end gifting period as a chance to reward yourself and your loved ones?

Nespresso is sweetening up our upcoming holidays with exclusive offers on coffee machines and accessories. The Nespresso Festive Sale is the perfect time to pick up a coffee machine to savour high-quality cafe-style beverages from the comfort of your home. Also, you get to save more time and money in the long run than getting that daily takeout from cafes. A cup of coffee from cafes will usually cost you about $7.50 on average, but you can enjoy café-style coffee at home with Nespresso from only $0.70 per cup!

Whether you’re looking for black coffee espresso machines or one to enjoy coffee & milk recipes with, Nespresso has a range of options for you. Gifting is easier on the pocket with this ongoing promotion.

Nespresso Original Line

With so many different coffee machines Nespresso offers, we understand how difficult it can be to decide which one to purchase. To make it simple for you, we will start by introducing to you the Nespresso Original Line machines to bring you the classic Espresso experience, be it for a range of Espresso and Lungo-based (40ml – 110ml) coffee or milk recipes.

Essenza Plus

For black coffee lovers, we recommend the Nespresso Essenza Plus in limousine black or cherry red.

Usual Price: $288
Promotional Price: $259.20 (10% off)

The Nespresso Essenza Plus is an excellent addition to any home cafe. Enjoy four different beverages, from an espresso (40ml), a lungo (110ml), an americano (150ml), to americano XL (200ml) for long cup lovers. It even has a hot water function. Coupled with its smart reordering system at the touch of a button, you will never suffer a day without caffeine.

If the Nespresso Essenza Plus isn’t quite your cup of coffee, that’s fine. Enjoy 10% off other coffee machines including the Inissia, Pixie, and Citiz with an additional $30 off when you purchase 50 coffee capsules.

Creatista Plus

Coffee & milk lovers will find the Nespresso Creatista Plus coffee machine a great companion.

Usual Price: $748
Promotional Price: $635.80 (15% off)

Creatista Plus enables you to create latte art coffees like Flat White or Latte Macchiato at home using the automatic steam pipe. Easily create textured milk set to your preferred temperature for your adventurous latte art creations. Furthermore, it also has a timeless stainless steel finish that fits any home kitchen. Use the intuitive user interface to guide you on aspects regarding coffee preparation, adjusting different temperature and milk froth settings.

Apart from the Creatista Plus, single touch coffee and milk machines like the Nespresso Lattissima range, and coffee and milk frother bundles like the Inissia & Aerocinno3 Milk Frother Bundle, or Essenza Plus & Aeroccino3 Milk Frother Bundle are all going at 15% off! Take an additional $30 off your total bill when you bag home 50 coffee capsules.

Nespresso Vertuo Line

Nespresso has also recently launched its new Vertuo line, which features an innovative Centrifusion™ brewing technology and 27 entirely new coffee blends. Vertuo offers a full range of coffee styles with five cup sizes from a short Espresso (40ml) to a large cup of Alto (414ml).

If you’re unsure which to pick, you can take a short quiz to find out if you’re a match with the Nespresso Original or Vertuo series.

VertuoPlus Machine Range

We would like to take this chance to spotlight the VertuoPlus Premium Titan coffee machine.

Usual Price: $398
Purchase 50 Vertuo coffee capsules for an additional $30 off

The VertuoPlus Premium Titan is easy and effortless to operate. Featuring a capsule lever that opens and closes at a touch, and a smart system that automatically recognises the coffee blend you select. It sets the optimal coffee extraction parameters for an aromatic and full-bodied coffee, topped with generous, silky crema.

Relish limited-edition coffees & benefit from 20% off selected accessories

With the festive season around the corner, why not bag home some limited-edition Italian coffees that will delight your guests during your home celebrations?

Inspired by the traditions of Italy, Nespresso’s Variations Italia coffees are a homage to genuine Italian hospitality, celebrating those warm, soft-hearted moments spent with loved ones during the holidays. This year’s coffees are influenced by the traditional Italian flavours of regional sweet treats, including hazelnut cake and Amaretti.

Nespresso is also giving us 20% off selected accessories. Now’s a great time to pick up some Nespresso cappuccino & espresso cups, VIEW mugs, cube dispensers (capsule holder), and discovery boxes. Complete your very own Nespresso coffee experience at the comfort of home.

Purchasing Nespresso Products

Shop online at nespresso.com or on the Nespresso mobile app. Alternatively, you can also choose to drop by any Nespresso Boutique or selected electronic and departmental stores. Locate a store near you today!

Here’s wishing you a blessed Christmas and joyful year to come.

The post Nespresso Festive Sale is here! Enjoy up to 15% off selected coffee machines & accessories. appeared first on MoneyDigest.sg.


Häagen-Dazs offering 1-for-1 Double Scoops from now till 27 Nov 20

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1-for-1 Double Scoops

Häagen-Dazs is offering 1-for-1 Double Scoops at 4 outlets from 23 November to 27 November 2020. The promotion is valid on weekdays and for takeaways only.

Participating outlets:

  1. Hilton Walkway 581 Orchard Road
  2. Westgate Mall #01-11
  3. ION Orchard 2 #04-11
  4. Holland Village 21 Lorong Mambong

Share this promotion with your friends and loved ones!

The post Häagen-Dazs offering 1-for-1 Double Scoops from now till 27 Nov 20 appeared first on MoneyDigest.sg.

FairPrice: Save up to 44% with must-buy items from now till 2 December 2020

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Thanks to the evening rain yesterday, hope everyone woke up to a cool and refreshing morning this Thanksgiving day! Oh yes, if you’re unaware, it’s officially Thanksgiving day on 26 November in the United States.

If it has been a routine for you to celebrate this special day a month before Christmas, how about getting some yummy treats for the family while doing grocery shopping at FairPrice this week?

We’re looking at discounted items on Häagen-Dazs ice cream pints, 1-for-1 pasta sauce, and more! Stay with us till the end for more savings via FairPrice’s weekly saver deals.

#1: Häagen-Dazs Ice Cream – Coffee

Haagen-Dazs Ice Cream - Coffee

Sale Price: 2 for S$19.90

Usual Price: S$14.50

Savings: S$9.10

Go back to basics with Häagen-Dazs classic flavours. Skip that morning cuppa and indulge in this classic coffee ice cream made from real cream and milk with quality coffee for that much-needed tea break after a busy morning at work. You can also add a scoop to a cup of chilled fresh milk or iced milk tea to create your cup of sweet dessert!

#2: Annalisa Assorted Pasta Sauce

Annalisa Sugo Basilico (Basil Tomatoes Sauce)

Sale Price: 2 for S$3.90

Usual Price: S$3.90

Savings: S$3.90

And how can we do without a 1-for-1 deal to swing into December next week? Annalisa pasta sauces are going at buy 1 get 1 free from now till 2 December. Yet to decide on next week’s menu? It seems like pasta has made up your mind for you. Other than plates of spaghetti, there are different ways to use this jar. Click through the link to find out more on 50 things to make with pasta sauce.

#3: Kleenex Cotton Soft Bathroom Tissue – 3 Ply

Kleenex Cotton Soft Bathroom Tissue - 3 Ply

Sale Price: 2 for S$7.95

Usual Price: S$7.95

Savings: S$7.95

Another 1-for-1 item to look out for when doing grocery shopping this week is the Kleenex Cotton Soft Bathroom Tissue – 3 Ply. Usually priced at S$7.95 for a pack of 10 rolls, it’s yours to take home at 20 rolls for just S$7.95! Treat your skin to the best bathroom tissue from Kleenex’s cotton-soft series.

#4: Samyang Kimchi Cup Ramen

Samyang Kimchi Cup Ramen

Sale Price: 2 for S$1.35

Usual Price: S$1.35

Savings: S$1.35

Hopping over to FairPrice’s weekly saver deals, we spotted another 1-for-1 item you will love if you’re a kimchi fan. The Samyang Kimchi Cup Ramen, apparently a new addition at FairPrice is going at buy 1 get 1 free which makes per cup of ramen at only S$0.68! How about giving the Nongshim Instant Cup Noodle – Kimchi a break and try the Samyang Kimchi Cup Ramen for a change?

#5: Magnolia Assorted Alive Yoghurt

Magnolia Strawberry Alive Yoghurt

Sale Price: 4 for S$2.95

Usual Price: 4 for S$5

Savings: S$2.05

The Magnolia Alive Yoghurt series comes in six different flavours, including the classic natural plus. We think your little ones will adore the strawberry, mango & nata de coco, and the mixed berry & nata de coco flavours. You can also give the apple & pomelo flavour a try since it’s a unique combination not seen frequently.

Must-buy items from now till 2 December 2020

Must-buy items from now till 2 December 2020

FairPrice’s weekly saver deals till 2 December 2020

FairPrice’s weekly saver deals till 2 December 2020

The post FairPrice: Save up to 44% with must-buy items from now till 2 December 2020 appeared first on MoneyDigest.sg.

adidas offering 40% off storewide this Black Friday from 26 – 30 Nov 20

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Don’t miss the adidas Black Friday / Cyber Monday Sale

adidas Singapore is running a Cyber Week Sale at both their online and retail stores. Complete your end of year shopping now and save up to 40% on adidas.com.sg, adidas app and participating retail stores.

From 26 to 30 November, customers can enjoy a 40% off regular-priced items. What’s more, they are also extending EXTRA 30% discount on all outlets items. In other words, you can expect up to 40% + 30% price cut when you shop on adidas.com.sg during this period.

When Money Digest’s team visited their store, they are offering 40% off everything in store except those affixed with a yellow stickers.

U.P.: $70.00
NOW: $42.00 (40% OFF)

U.P.: $60.00
NOW: $36.00 (40% OFF)

U.P.: $45.00
NOW: $27.00 (40% OFF)

U.P.: $60.00
NOW: $36.00 (40% OFF)

U.P.: $40.00
NOW: $24.00 (40% OFF)

U.P.: $45.00
NOW: $27.00 (40% OFF)

U.P.: $150.00
NOW: $90.00 (40% OFF)

U.P.: $45.00
NOW: $27.00 (40% OFF)

U.P.: $60.00
NOW: $36.00 (40% OFF)

U.P.: $45.00
NOW: $27.00 (40% OFF)

U.P.: $50.00
NOW: $30.00 (40% OFF)

U.P.: $60.00
NOW: $36.00 (40% OFF)

U.P.: $260.00
NOW: $156.00 (40% OFF)

U.P.: $260.00
NOW: $156.00 (40% OFF)

U.P.: $260.00
NOW: $156.00 (40% OFF)

U.P.: $95.00 – $100.00
NOW: $57.00 – $60.00 (40% OFF)

U.P.: $70.00
NOW: $42.00 (40% OFF)

U.P.: $90.00 – $100.00
NOW: $54.00 – $60.00 (40% OFF)

U.P.: $75.00
NOW: $45.00 (40% OFF)

U.P.: $90.00
NOW: $54.00 (40% OFF)

U.P.: $50.00
NOW: $30.00 (40% OFF)

Offer is valid for all customers from 26 – 30 November online on adidas.com.sg and at the following adidas Singapore retail stores:

  • adidas Marina Bay Sands
  • adidas Suntec City
  • adidas VivoCity
  • adidas Originals Pacific Plaza
  • adidas Originals Paragon
  • adidas Originals Bugis
  • adidas ION Orchard
  • adidas Paragon
  • adidas Bugis Junction
  • adidas JEM
  • adidas Tampines One
  • adidas Causeway Point
  • adidas OG People’s Park
  • adidas Jewel

The post adidas offering 40% off storewide this Black Friday from 26 – 30 Nov 20 appeared first on MoneyDigest.sg.

McDonald’s offering 20 Spicy Chicken McNuggets for $9.90 (U.P. $13.80) when you order McDelivery from 26 Nov – 10 Dec 20

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$9.90 Spicy Chicken McNuggets® (20pc)

From 26 Nov – 10 Dec, enjoy $9.90 Spicy Chicken McNuggets® (20pc) when you order McDelivery with the promo code 20SPICYNUG.

The usual price is $13.80, so you enjoy a $3.90 savings!

To check out, ensure a min. $10 spend excluding delivery charge.

Terms & Conditions

Available after breakfast hours and while stocks last. Only applicable on McDelivery®. Visuals are for illustration purposes only.

 

The post McDonald’s offering 20 Spicy Chicken McNuggets for $9.90 (U.P. $13.80) when you order McDelivery from 26 Nov – 10 Dec 20 appeared first on MoneyDigest.sg.

Valuable Real-Estate And Finance Lessons From Monopoly

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Monopoly is a board game that has been causing family feuds since 1935. Monopoly was first marketed in 1935 during the Great Depression. It was an instant success and became a best-selling game in United States. Since then, over 275 million game sets were sold worldwide.

What is amazing about Monopoly is its ability to mimic financial scenarios in real life. On that note, here are four valuable real-estate and finance lessons that you can reap from the game.

#1: ALWAYS HAVE CASH ON HAND

In Monopoly, having cash enables you to purchase properties and pay fees for unlucky turns. You may need to shell out some cash to pay an opponent or to pay for a “Chance” card. It is important to always have cash on hand whenever you play. Do not spend all your money in one go!

In a similar way, you must spare some cash for unforeseen situations. The game teachers us about the importance of budgeting and saving money. You need to save enough money to cushion the blow of rough times, such as during this pandemic. Establish your emergency fund by identifying your current financial standing. It is best to build a fund that can cover about six months’ worth of your living expenses.

#2: DIVERSIFICATION IS IMPORTANT

Let us go back to the game itself. If someone lands on your property, you will earn money. Players usually buy multiple spaces or properties around the board to increase their chances of earning money. Chances of earning are slimmer if you only have a few properties on the board. The same can be applied in real life.

You need to diversify your portfolio and scatter it throughout the different possibilities in order for you to maximize your earnings. Instead of putting everything in a single basket, make sure to diversify your portfolio with bonds, stocks, and so on.

#3: PLAY THE LONG GAME

Being patient is essential whenever you play Monopoly. You see, the game continues until there is a last man standing (i.e., the other players have gone bankrupt). Much like the game, you are playing for the long haul. Meeting your financial goals is a journey and not a sprint.

Whether you are saving up for your 2021 vacation or your upcoming retirement, you need to be patient. There will a be a few bumps and celebrations along the way. For instance, you may pay off your student loans first before purchasing a car. Setting up a new business venture will also take time and involve a lot of ups and downs. Ultimately, your hard work will help you achieve your goals.

#4: EXPENSIVE IS NOT ENTIRELY THE BEST

The most expensive assets may not always be the best decisions. Most Monopoly players want to earn the Park Place and the Boardwalk since they have the biggest payouts. However, they are also the most expensive pieces to maintain. Many people lose at Monopoly by using this strategy because they do not pay attention to the overall cost. Instead, they only pay attention to the cash flow.

Image Credits: pixabay.com

Those who win at Monopoly are the ones who focus on the value gained for the price paid. You will not win by merely owning the most expensive assets. You will win by making the most money. In investing your money in the real world, you will win by selling high and buying low. Zeroing your attention to the most expensive assets may set yourself up for losses.

Sources: 1 & 2

 

The post Valuable Real-Estate And Finance Lessons From Monopoly appeared first on MoneyDigest.sg.

Victoria’s Secret offering BUY 2 GET 2 FREE STOREWIDE from 27 – 29 Nov 20

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BUY 2 GET 2 FREE

For a limited time only, Victoria’s Secret is running a buy 2 get 2 free offer from 27 – 29 November 2020.

Take your picks from a range of your favourite Beauty, Lingerie and PJs – a deal that cannot be missed with Victoria’s Secret this Black Friday.

Visit their stores to find out more and get a complimentary Bra Fitting Session by their Bra Fit Specialist!

Victoria’s Secret Location:

  1. Mandarin Gallery (Full Assortment): Mandarin Gallery, #01-01, 333A Orchard Road, S(238897)
  2. Vivo City (Full Assortment): 1 HabourFront Walk, #01-134/139, S(098585)
  3. Jewel Changi Airport: 80 Airport Boulevard, #B1-287, S(819642)
  4. IMM (Outlet Store): 2 Jurong East Street 21, #01-108 S(609601)

The post Victoria’s Secret offering BUY 2 GET 2 FREE STOREWIDE from 27 – 29 Nov 20 appeared first on MoneyDigest.sg.

6 Ways To Write Emails With Stylish Confidence

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Many of us spend a good chunk of our mornings to sending and reading emails. Surely, email-related tasks are permanently part of our to-do lists. However, do you do it with confidence and proper etiquette?

#1: REMEMBER THAT EVERYTHING IS DOCUMENTED

As writing emails become second nature to us, we sometimes forget that our work email is not always private. Remember that your work email technically belongs to the company. It can be fully monitored. In the age of fast-paced social media, an unpleasant email can easily spread out in a matter of seconds. You will not be able to retract a statement that fast! So, be professional at all times when you are using your work email.

Work emails are part of your company’s formal written records. Sometimes, these records can be used as admissible documents in the court. Those emails can be shared as a part of any legal proceedings and can be used directly against you. Thus, you must be careful in writing emails that contain sensitive information or commentary about other employees or clients.

#2: SET A REALISTIC TIMELINE FOR DEADLINES

We all have different work habits and some people do not have a sense of urgency when it comes to completing deadlines. Instead of writing “The deadline is tomorrow at 10:00 am!”, you may write something similar to this: “When can you get this done?” You may also write how much you will appreciate it if he or she can finish the draft today because you will have enough time to discuss necessary changes before the tomorrow’s deadline.

Help your co-worker see that you cannot extend or push deadlines because of him or her. We all exhaust our resources to meet the deadlines. It is only fair for others to do the same. Asking about the person’s timeline can instill responsibility because he or she knows that there is someone waiting for his or her output.

#3: HEAD STRAIGHT TO THE POINT

When giving out suggestions, you may write: “I think maybe we can…” This statement does not exude confidence and assertiveness. Instead, you may write: “It will be best if we can…” The second statement gets straight to the point too.

Everyone is busy, including you! It is best to get your point across as early as possible. Start the email with a quick and friendly greeting to address the person. Then, follow it up with the request or issue that needs to be addressed. “Input needed for project X by Tuesday (December 1), at 3pm”, writes Employee A. This message will alert the reader right away. Do add supporting details in bullet points or separate paragraphs so that no part of the request or issue is left out.

#4: STOP APOLOGIZING IN EMAILS

Refrain from starting a message with “sorry to bother you…” The act of sending an email entails a small intrusion on the reader’s time. If you really need to communicate via email, keep it short and concise. You do not need to apologize for sending out important matters. Moreover, apologizing throughout the email takes away the main idea of your message and diminishes confidence in you as the sender.

#5: DO NOT SPAM YOUR CO-WORKERS

As said above, everyone is busy. Please do not spam your co-workers with multiple emails every time you have a new idea. Keep a running list of the things you need to discuss or to ask to your co-workers. Then, send the list once a day. Saying that “it can be easier to discuss this in person” is better than re-writing an email for an hour with multiple threads.

Spare your energy to productive matters. Have a quick chat with the primary person over a cup of coffee. This way, you will be able to get your point across efficiently and you will be able to receive feedback at a faster rate.

#6: FORWARD NECESSARY EMAILS

Save your reader’s time and energy by using the “forward” button exactly where you are in the conversation. By doing so, your reader will immediately spot the message that you want him or her to see. Your reader will avoid shuffling through a pile of previous messages too! Furthermore, you can write: “let me know if you have questions” upon sending.

Image Credits: pixabay.com

Sources: 1 & 2

 

The post 6 Ways To Write Emails With Stylish Confidence appeared first on MoneyDigest.sg.


Starbucks x Kate Spade New York is coming on 1 Dec

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This Holiday season, Starbucks is collaborating with acclaimed American life and style brand kate spade new york for the first time to offer a curated designer merchandise collection, available for a limited time at select Starbucks® stores in Asia.

The Starbucks® X kate spade new york collection embodies the holiday spirit, incorporating colorful and playful designs against a New York City backdrop. Motifs of curious cats, as well as kate spade new york’s signature dots and stripes, ring in the season in a celebration of joy, femininity and optimism.

“Starbucks is excited to partner with kate spade new york to bring this fun and festive collection to customers across Asia,” said Erin Silvoy, vice president, Product and Marketing, Starbucks Asia Pacific. “The Starbucks® X kate spade new york collection was created to inspire joyful connections and optimism for the future, two values at the heart of both brands.”

Discover the merry with colorful and playful designs, as well as Kate Spade New York’s signature dots and stripes in this collab collection.

Cats


Curious cats and purrfect plans go hand in hand
From left to right: ^12oz: $34.90 ^200-page notebook: $34.90 ^Pencil case: $34.90

City


A glimpse of the city life.
From left to right: ^Tote (35.5cm length x 34cm height): $44.90 16oz: $54.90 15oz: $44.90

Polka Dot


Dotty about the festive season.
From left to right: 16oz: $54.90 12oz: $44.90 15oz: $44.90

Polka Dot


Curious cats and purrfect plans go hand in hand
From left to right: ^12oz: $34.90 ^200-page notebook: $34.90 ^Pencil case: $34.90

Stripes


Discover the merry with colors.
12oz $34.90

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The Power Of Branding

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Starbucks is not the best coffee in the country, but a cup of their coffee or two can make a person happy. Toyota is not making everyone’s dream car, but it is known to be safe and reliable. Apple iPhones are not the most advanced phones in the market. However, people clamor for its new releases. Carrying an iPhone became a status symbol. These situations highlight the power of branding.

WHAT IS A BRAND?

A brand is more than just a name! It is a culmination of a consumer’s experiences with a recognizable product. Branding makes your products stand out from the rest. With the right strategies, a brand is powerful and can often lead to competitive advantage. You see, a brand develops loyalty among consumers. People are more willing to pay more for their preferred brands.

WHAT IS A LOGO?

A logo is the pictorial persona attached to the brand. It is one of the key elements that help build a trustworthy relationship between the product/service and the target audience themselves. A good logo is memorable, functional, and meaningful. Your logo must reflect the concept of your products or services. Moreover, the logo must include both the visual and conceptual values of the brand.

If a logo is not memorable, the consumers can dissociate it with the brand. For instance, we all know that a big checkmark is associated with Nike and its slogan: “just do it”. Design and branding consultants can help you develop an efficient way to communicate your brand to your target audience. This includes logo design.

HOW CAN INVESTORS PUT VALUE ON A BRAND?

Although brands are valuable to companies, brands are still considered among the intangible assets. Investors can put value on a brand by using these three main approaches.

#1: CALCULATE THE BRAND EQUITY OF A COMPANY

One of the simplest ways to put a value on a brand is to calculate the brand equity of a company. Take a firm’s enterprise value and subtract the tangible assets and intangible assets that can be identified (e.g., patents).

#2: FOCUS ON THE PRICING POWER OF A COMPANY

The next approach focuses on the pricing power of the company. Investors want to know how much of a premium the company can charge above its competitor’s product. To give the annual figure for how much the brand is worth, this premium can be multiplied by the units sold.

#3: COMBINE DIFFERENT APPROACHES

Perhaps the most time-consuming approach is to combine the above approaches with the proprietary measures of brand strength, the role of the brand in consumer decisions, and more. This comprehensive approach may not be practical to individual investors.

HOW ARE BRANDS SHIFTING NOW?

Creating a significant connection with people is essential for all organizations and a brand can embody attributes which consumers will feel drawn to. In the last several years, brands have become more visible through social media and other digital platforms. The consumer’s voice is louder and much more public now. There are even websites dedicated to championing the views of the consumers (e.g., TripAdvisor and Yelp).

Image Credits: pixabay.com

Consumers can easily publish their experiences about a certain brand with a few taps on their mobile phones. This amount of convenience can either tarnish or help your brand. Fortunately for you, you have the ability to respond to feedbacks and reviews. Responding to these can have a profound effect on how your brand is perceived. Take some time to think about your responses.

Sources: 1 & 2

 

 

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How Everest Gold Compares Most Favourably Amongst Various Platforms for Gold Investments

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Gold prices have been on an amazing run in 2020. It has surged from USD 1,550 to reach USD 1,800  (Source: goldprice.org) in November 2020. Increasingly, investors also recognise the importance of having gold in their portfolios. When it comes to gold investments, investors are spoilt for choice since there are various platforms available in the market.  We researched across the various platforms to determine the most cost-effective and efficient way of investing in gold.

Comparison of Various Platforms for Gold Investments

Here is a comparison of the common platforms available for gold investments on key metrics such as transaction fee, storage fee, etc.

Everest Gold

Everest Gold’s digital trading platform is the first-of-its-kind to introduce real gold bullions broken down into digital gold units called Everest Gold Units (EGUs), that allows gold investors to trade from as low as 0.01grams. Every EGU is 100% backed by real gold and matched on a 1:1 basis.  Investors can accumulate their EGUs and exchange them for physical gold.

The minimum capital to trade starts from USD 0.60, the equivalent of 1 EGU, making it highly affordable for everyone. Moreover, its users enjoy fairer prices without paying high premiums commonly levied by retail banks. Fees are non-existent since there is no transaction fee and storage fee. The combination of no fees and fair price offers investors the chance to maximise their profits. This stands in steep contrast to transaction and storage fees typically charged by retail banks and bullion dealers.

Everest Gold platform is also highly accessible and allows investors to trade gold 24/7 on the mobile app. Such instantaneous liquidity is another attribute not usually offered by traditional retail banks and bullion dealers.

Everest Gold is available for download on Android, iOS and accessible from desktop.

For more information, visit https://everestgold.sg

 

 

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Get Extra $120 Shopping Vouchers When You Apply For AMEX Card From Now Till 14 Dec 20

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Get additional S$120 CapitaVouchers OR S$120 Shopee vouchers OR S$120 Dairy Farm Group vouchers when you apply for an eligible American Express Card and spend S$500 in the first month of Card Membership.

Offer valid from 24 November – 14 December 2020. For new to American Express Card Members only. T&Cs apply.

Share this promotion with your friends and loved ones!

The post Get Extra $120 Shopping Vouchers When You Apply For AMEX Card From Now Till 14 Dec 20 appeared first on MoneyDigest.sg.

For the first-time ever, Tim Ho Wan is running an exclusive promotion this festive season where a free $10 voucher will be given with every $100 worth of vouchers purchased!

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Celebrate this festive period by surprising your loved ones with the best Christmas gift – food! Tim Ho Wan vouchers will be available for sale from 1 to 31 December 2020, purchase $100 worth of vouchers and get a free $10 voucher, perfect for gift exchange or for indulging in a Christmas feast with your family and friends.

New Chef Specials at Tim Ho Wan

This holiday period, Tim Ho Wan will also be launching new chef specials – traditional Hong Kong delights that will whisk you away to Hong Kong!

Are you a fan of Tim Ho Wan’s signature Baked BBQ Pork Buns? Tim Ho Wan brings you good news this November with the launch of their first-ever rendition of its Steamed BBQ Pork Buns, guaranteed to delight and excite your tastebuds! Exclusively for Singapore and created for fans of Tim Ho Wan in Singapore only, the Steamed BBQ Pork Buns is part of 3 new chefs special’s including the Fried Shrimp Pancake with Radish and Glutinous Rice with Chinese Sausage. These specially curated dishes are available for islandwide delivery and takeaway at all Tim Ho Wan restaurants from 19 November to 18 January 2021.

Steamed Char Siew Bun (2 pcs) (S$4.50):

The highlight of the new chef’s specials and a classic Dim Sum item, tender chunks of oozing, sweet-salty diced barbecued pork filling pork in special self-create sauce encased in a soft, tender white fluffy bun, served piping hot and steamed to perfection. A new must-try dish at Tim Ho Wan!

Fried Shrimp Pancake with Radish (S$6.50):

A classic Hongkong street snack which features the perfect paring of radish and shrimp – a crunch in every bite, with juicy and succulent shrimps, generous chunks of sweet radish  that boast a spicy kick and an elusive wok hei, not forgetting, red carrot, and celery to elevate the taste of this dish. highly irresistible!

Glutinous Rice with Chinese Sausage (S$6.50):

*Prices might vary for Marina Bay Sands and Jewel Changi

A well-loved classic and savoury dish at Tim Ho Wan, featuring its key ingredient – a trio of fragrant chinese sausages. Tender sticky stir-fried glutinous rice with slices of luscious Chinese Sausages, packed with  dried shrimps and mushrooms. A delicious combination.

Reopening of Tim Ho Wan’s Suntec City restaurant

Tim Ho Wan’s Suntec City restaurant has also officially reopened on 27 November! Head on down to savour delicious Hong Kong delights in the heart of the city! To celebrate Tim Ho Wan Suntec City’s reopening, it is bringing back its Weekday All-Day Dim Sum deal from 30 Nov to 11 Dec. Enjoy any 2 dim sum items* of your choice at $8++!

*Refer to image for selected dim sum items

Terms and conditions

  • Valid for dine-in only, takeaway will be charged at $9.00+
  • Available Monday to Friday, excluding public holidays
  • All prices are subjected to 10% service charge & 7% GST
  • While stocks last

Tim Ho Wan

The post For the first-time ever, Tim Ho Wan is running an exclusive promotion this festive season where a free $10 voucher will be given with every $100 worth of vouchers purchased! appeared first on MoneyDigest.sg.

Amazing Hokkaido’s 10 Cents Topping for Ikura Bowl Returns!

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This season, the avalanche of Ikura in your rice bowl is not the only best thing about dining at Amazing Hokkaido! The Hokkaido-style Izakaya’s popular 10cents topping is back, and this time it is here for a month-long!

From 1 December to 31 December, Amazing Hokkaido will be offering any one of the 4 sides for only $0.10 when one purchases their delicious bursting Ikura bowl! Choose from uni, crab meat, salmon or ootoro sashimi!

Terms & Conditions:

  • $0.10 side dish only valid for one (1) of the 4 side items available
  • One (1) bursting Ikura bowl entitles you to only one (1) side dish top up
  • Offer valid from 1 December until 31 December 2020
  • Management reserves the right to amend menu, prices, promotions and/or terms and conditions without prior notice.

Address: 30 Robertson Quay, Riverside View #01-16 Singapore

The post Amazing Hokkaido’s 10 Cents Topping for Ikura Bowl Returns! appeared first on MoneyDigest.sg.

16 foodpanda promo codes for use in December 2020

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foodpanda December 2020 promo codes & discounts

Enjoy huge savings and satisfy your cravings with the latest foodpanda promotions, discounts, and free delivery deals. This month, discover pickup and save 15% on your next order.

foodpanda promo codes & discounts

Enjoy great savings when you use these bank cards

Share this promo codes with your friends and loved ones!

 

The post 16 foodpanda promo codes for use in December 2020 appeared first on MoneyDigest.sg.


Enjoy affordable shuttle service from Our Tampines Hub (OTH) to Sentosa and Singapore Zoo from $1

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Affordable shuttle services

Making plans for your Singapoliday with your SingapoRediscover Vouchers?

You can now hop on to affordable shuttle services from Our Tampines Hub (OTH) to get you to some of the popular places of attractions in Singapore.

Sentosa

Shuttle service is available every Saturday, Sunday & Public Holiday. Also available on Friday during school holidays.

  • Departs: 10AM from Our Tampines Hub (Drop off at Sentosa Coach Park)
  • Return: 7PM from Sentosa Coach Park (Drop off at Our Tampines Hub)

Transport fee of $2 will be collected upon boarding and ticket will be issued to use for return trip.

Singapore Zoo

Shuttle service is available on weekends and Public Holidays.

  • Departs: 8.45AM and 10.15AM from Our Tampines Hub South Plaza (Drop off at River Safari/Singapore Zoo)
  • Return: 3PM and 5PM from River Safari/Singapore Zoo (Drop off at Our Tampines Hub)

Transport fee will cost $3 for adult and $1 for child. Free for child below 3 years old.

Tickets can be purchased online or on board using EZ-link / NETS FlashPay card. Seats will be guaranteed for online bookings.

Share this news with your friends and loved ones!

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Free bubble tea mask when you order Tiger Sugar with foodpanda and do self pick-up

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Free Bubble Tea Mask

Bubble tea fans, rejoice! Drinking bubble tea with your mask on can now be a fuss-free affair with foodpanda’s latest collaboration with Tiger Sugar. For every Tiger Sugar pick-up order made via foodpanda, customers will be able to get their hands on the limited edition foodpanda x Tiger Sugar co-branded bubble tea mask. Monogrammed with adorable pandas and bubble tea in the perfect foodpanda pink shade, this mask is the ultimate must-have for bubble tea aficionados!

Keeping safety measures in mind, this mask makes sipping on your favourite Tiger Sugar treat more convenient. No longer do you have to remove your mask each time you’re taking a sip – just pop open the flap and feed your straw through the opening. The mask also comes with a metal grommet so that the masks can be cleaned easily. Simply pop back the cover of the opening after drinking – for safety should always be a priority.Customers will receive the limited edition mask with every Tiger Sugar pick-up order (per receipt) made via foodpanda from 02 December onwards. As an additional sweetener, foodpanda is also offering 15% off bubble tea pick-up orders and an additional $3 off with code PUNEW for customers who have not used the pick-up feature before! This limited edition mask is while stocks last so act fast and get yourself a Tiger Sugar pick-up order via foodpanda now!

Tiger Sugar Outlets

  • Nex
  • Northpoint
  • Paragon
  • Bedok
  • Jurong Point
  • Chinatown
  • Holland Village
  • Capitol
  • Bishan

The post Free bubble tea mask when you order Tiger Sugar with foodpanda and do self pick-up appeared first on MoneyDigest.sg.

Here are 6 simple ways you can use Instagram to help you land a job

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Are you aware that recruiters are now using Instagram as part of their search for potential candidates? If no, it’s not too late to jump on the trend.

It’s probably a no-brainer that LinkedIn is the most preferred social media platform for recruiters and job seekers alike. But based on a new 2020 Recruiter Nation report, LinkedIn is facing a downward trend in job searches.

Instead, Instagram had a 20% surge with recruiters now using the photo and video-sharing social networking service as part of their scout for the best candidate.

Kelly Lavin, senior vice president of talent at Jobvite, an HR software firm, says that an individual’s Instagram content can give recruiters a personal idea of who the person really is. That is what sets itself apart from LinkedIn.

Even if you’re not desperately searching for a job at the moment, it’s still crucial that you pay attention to what you’re sharing with the world now. For those who are currently job searching, here are six simple ways you can use Instagram to help you land a job.

#1: Take charge of your content
content on Instagram

Image Credits: Leevia Blog

Should you want a recruiter to check your Instagram profile and browse your content, you will have to make it public. In other words, Instagram is now your ‘open resume’ so take charge of what you’re planning to post.

Vicki Salemi, a career expert at job search website Monster.com, advises us to think about whether the content posted reflects you as a professional. She adds that the postings do not need to focus just on your professional pursuits but should paint you as a multidimensional candidate.

At this point, some of you might be thinking it would make better sense to set up a separate Instagram account. But Lavin reveals that it may feel less authentic. Since employers are looking to get a glimpse of you as a whole person, having a version just for the sake of a job search might backfire.

#2: Flaunt your skills

 Many of us use Instagram to showcase our lives and the new happenings that come with it. While you can still go ahead and post that picture at the beach or a new device you’ve just bought, Salemi noted that it’s essential to flaunt your skills, values, experience, and professional pursuits.

“For instance, if one year ago you completed running a 1,000-person conference and managed budgets and vendors, post a photo of you from last year saying something like, ‘Hard to believe this was one year ago! Lots of hard work but seeing the results of XYZ was (a) sweet success,’” she adds.

To ensure more reach and to demonstrate professionalism, use specific industry buzzwords and hashtags alongside your post.

#3: Use it to research more about a company
onechampionship Instagram page

Image Credits: instagram.com/onechampionship/

As much as recruiters or employers are using Instagram to their advantage, you can also do the same by using it to research more about a specific company you want information on.

Salemi points out that you can quickly get an idea of a company’s culture by browsing through their content on Instagram. Other than the inner workings of the company, you can also catch sight of upcoming job opportunities on their feed.

Pay close attention to their content and decide for yourself if it’s aligned with what you’re searching for in a company. Their images and messaging can give you key clues to their employee branding. Also, knowing what’s the latest ins and outs could be useful for any upcoming interviews.

#4: Engage to get noticed
engage on Instagram to get noticed

Image Credits: instagram.com/klooksg/

Corey Berkey, vice president of human resources at JazzHR, a human resources consulting firm, advises job seekers to follow the companies that interest you and engage with their posts. But remember to do it only when your Instagram profile is ready.

Just like how you connect with key personnel and recruiters on LinkedIn, do the same on Instagram. But Lavin warns us not to overdo it. You can choose to like an individual’s or company’s posts appropriately and add to a conversation with insightful remarks to gain some attention.

#5: Play the hashtag game
Instagram hashtag

Image Credits: Instagram

Hashtags like #nowhiring, #hiring, #jobs, and other more country- or industry-specific keywords can bring to light some opportunities you might not have known before.

Salemi states that as you start following the employers that interest you, pay extra attention to the hashtags they are using. When it’s relevant, share their content and hashtags. That’s one way to show that their content resonates with you.

#6: Allow the algorithm magic to work
Instagram algorithm

Image Credits: unsplash.com

Avid users of Instagram will know how the Instagram algorithm can work to your advantage. As you follow your ‘dream companies’, the algorithm will offer suggestions for you to follow similar ones.

When the right associations and professional organisations pop up, here’s your chance to follow them to keep sight of trends and new developments in the various industries. If you can’t seem to find them on Instagram, head to the company’s website to see if you can spot their Instagram icon on their homepage.

As you slowly build your Instagram profile as a visual resume of your strengths, skills, and interests, do ensure that you do not neglect the type of content on your other social media channels too.

Set aside some time to ponder over the art of personal branding as the year slowly comes to a close.

The post Here are 6 simple ways you can use Instagram to help you land a job appeared first on MoneyDigest.sg.

FairPrice: Save up to 43% with must-buy items from now till 9 December 2020

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Dazzling December, folks! Hope you’ve had a fabulous start to the final month of 2020.

For those who have troubles falling asleep, you may want to check out our recent article on the five foods to take for dinner to snooze better at night. Take this chance to bag home some sleep-inducing foods while doing grocery shopping this week.

Meanwhile, at FairPrice, we’re looking at up to 43% savings with must-buy items like Lay’s potato chips, Toblerone chocolates, and 1-for-1 deals. Keep your eyes peeled till the end if you want to view more promotions on FairPrice’s weekly saver deals!

#1: Lay’s Stax Potato Crisps – Original

Lay's Stax Potato Crisps - Original

Sale Price: 3 for S$5.75

Usual Price: S$3.40

Savings: S$4.45

Opening this weekly list of must-buy items with a 43% discount just for our dear readers! Instead of pacing up and down the tidbits row at FairPrice, head straight for the Lay’s Stax Potato Crisps if you want to save big this week. The Lay’s Stax Potato Crisps series come in assorted flavours including cheddar, mesquite barbecue, and salt & vinegar so take your pick.

#2: Toblerone Chocolate Bar – Milk (Pyramid)

Toblerone Chocolate Bar - Milk (Pyramid)

Sale Price: S$7.90

Usual Price: S$12.90

Savings: S$5

Start celebrating the 25 days of Christmas if you haven’t got started yet because, in a blink of an eye, this jolly season too shall pass in a flash. Toblerone Chocolate Bar – Milk (Pyramid) is a recent addition to FairPrice so you may not have come across it at the supermarket chain. It’s made in Switzerland and halal certified.

#3: Edgell Golden Crunch Hash Browns

Edgell Golden Crunch Hash Browns

Sale Price: 2 for S$5.90

Usual Price: S$5.90

Savings: S$5.90

Our faithful readers, were you eyeing a buy one get one free deal? Your wish is our command! This week, FairPrice has 1-for-1 deals for us, and it’s the Edgell Golden Crunch series. Pop it in the oven or deep fry your hash browns, chips, or crinkles and serve them alongside some homemade burger for a fast food experience right from the safety and comfort of home.

#4: Post Great Grains Cereal – Cranberry Almond Crunch

Post Great Grains Cereal - Cranberry Almond Crunch

Sale Price: S$4.70

Usual Price: S$6.90

Savings: S$2.20

Post Great Grains Cereal series is one of our favourite go-to options simply because of the variety it gives. We’re spotlighting the cranberry almond crunch considering the savings you can get. Made with cranberry, almonds, flakes & clusters, it contains fibre, whole grains, and is healthy for your heart. Assorted flavours are available.

#5: Dettol Anti-Bacterial pH-Balanced Body Wash – Lasting Fresh

Dettol Anti-Bacterial pH-Balanced Body Wash - Lasting Fresh

Sale Price: S$11.85

Usual Price: S$15.65

Savings: S$3.80

Are you still keeping up with strict personal hygiene? With or without the pandemic, it’s always essential to keep germs at bay lest it attacks your immune system leaving you cold and sick. Use the Dettol Anti-Bacterial pH-Balanced Body Wash if you want lasting freshness and odour protection for up to 12 hours! Also comes in the original and cool types.

Must-buy items from now till 9 December 2020

FairPrice must-buy items from now till 9 December 2020

FairPrice’s weekly saver deals till 9 December 2020

FairPrice’s weekly saver deals till 9 December 2020

The post FairPrice: Save up to 43% with must-buy items from now till 9 December 2020 appeared first on MoneyDigest.sg.

Celebrate 12.12 with KFC Delivery’s 12-for-$12 Chicken & Tenders Bucket from now till 13 Dec 20

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KFC Delivery 12.12 Deal

Get 4pcs Chicken + 8pcs Tenders for just $12 (U.P. $26) when you order KFC Delivery from now till 13 December 2020.

Simply enter the promo code 12FOR12 when you place your order online.

Limited to one redemption per transaction.

Terms & Conditions

  • Valid till 13 December 2020.
  • Meal includes 2 drumstick/wing.
  • Applicable for delivery orders only.
  • Standard min spend and surcharge applies.
  • Limited to one redemption per transaction.
  • Not valid with other promo codes, offers and discounts.

The post Celebrate 12.12 with KFC Delivery’s 12-for-$12 Chicken & Tenders Bucket from now till 13 Dec 20 appeared first on MoneyDigest.sg.

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